PREDICTING NEPALESE BANK LOAN DEFAULT RATE POST PANDEMIC USING A.I.
Introduction End to End learning of features in the dataset has led to advances in prediction and classification of data which outperform expert humans at gameplay. AI is used in every industry for different purposes, this paper is focused on the Banking Industry of Nepal on assisting the credit department for defaulter prediction which is certain to rise after the pandemic. I made an AI module to predict loans, which may get default in the future with the use of high level deep learning neural networks and classifiers. There has been extensive research inspired by the financial world and AI engineers for bridging the gap. Many more implications of AI on business will be witnessed by us within a few years. Goal: To Predict loans which might get default in Future. Requirement: 1. Python 3 or higher 2. Jupyter NoteBook or GPU processer 3. Intermediate Knowledge of Python Libraries 4. Working Knowledge of Machine Learning Li